How to Buy Crypto Fast & Privately
"where do you buy crypto?"
Our company only accepts cryptocurrency. So the question for new users is, where do you buy crypto? Well it depends on what country you live in and how you want to pay.
Credit cards
Credit card purchases are the most convenient but usually make you pay the vendor fee of 2% or more.
Exodus Wallet
If you’re looking to use a credit card quickly then Exodus wallet allows you buy Bitcoin or Monero fast within the app itself.
ChangeNow
Another choice for credit card is ChangeNow.io which accepts Visa and Mastercard. They may ask for documents.
MyMonero wallet
MyMonero.com is an option with credit cards in the wallet, but there are issues with US residents using a US credit card.
StealthEx
StealthEx.io also offers Visa, Mastercard, and EU SEPA. Just keep in mind this website uses a lot of Big Tech. They might ask for documents.
CoinMama.com
Has USA & EU support. Likely asks for documents.
Cex.io
USA-friendly
But they charge VERY high fees, 4% just to deposit for Visa/Mastercard or Paypal. Then 8% commission to get the Bitcoin. This should only be used as a last resort if other websites won’t work and you need it fast. It’s a US-friendly company.
CoinCorner.com
Good for Europeans, but No USA
List of countries:
https://www.coincorner.com/countries
Peer-to-Peer
If you want to get crypto anonymously then you need a peer-to-peer exchange. Here the exchange keeps the crypto in escrow, and then the seller releases it once you pay fiat. If there’s a dispute, the mediator arbitrates. This shows up to the bank as you’re paying a random person, instead of a crypto firm. These are some payment methods for peer-to-peer:
USD – Zelle, Venmo, Cash in mail
EU – SEPA, Revolut, Paypal, Cash in mail
Haveno
Haveno is a peer-to-peer Tor market with Zelle, Paypal, or physical cash in the mail for Monero with a multi-sig arbitrator. Haveno has unclear legal status, but it’s on Github.
Ralai.app (EU)
Relai.app is the best for the European Union as there’s more liquidity for euro options.
Vexl.it
Vexl.it is yet another peer-to-peer exchange, but keep in mind the website uses Cloudflare, Google, and Amazon’s AWS.
Vexl lets you see who you and the seller have in common so you know if you can trust them. This is generally a bigger deal for the seller as they fear charge-back risk.
Peach
Another global option is PeachBitcoin.com . Peach is Bitcoin only and matches you peer to peer.
RoboStats.com
Also RoboSats.com matches you peer-to-peer and allows for the Bitcoin lightning network:
Bisq
Bisq is another private possibility for peer to peer purchases of Bitcoin. Haveno is based on Bisq.
Azte.co
Azte.co lets you buy gift cards vouchers from physical and online stores, then swap those into Bitcoin. You can check their website and see if any of the vendors/locations are convenient for you.
Hodl Hodl
HodlHodl.com is generally overpriced, and we don’t recommend it. But it’s an another option.
Local Coin Swap
Local Coin Swap is very expensive, but they do have credit cards
https://localcoinswap.com/buy/bitcoin
Select Visa/Debit or Zelle
KYC Exchanges & ACH deposits
If you’re looking for the cheapest fees and don’t mind waiting a week, then centralized exchanges that KYC is your best option. This is recommended for larger size. Monero is anonymous. So even if you KYC to get it, then once you send it to someone, it becomes anonymous. So depending on what country you live in, you can buy it with KYC. For US residents, Kraken using Monero is good. The commissions are low, but you’ll have to wait 7 days to withdraw the money. Other exchanges can be used and you can swap from any crypto into Monero if you want.
URL List
Exodus.com – Quick Credit Card
ChangeNow.io – Quick Credit Card
MyMonero.com – Quick Credit Card (issues with USA though)
Relai.app – Peer-to-Peer (#1 for EU)
PeachBitcoin.com – Peer-to-Peer
RoboSats.com – Peer-to-Peer
Bisq.com – Peer-to-Peer
HodlHodl.com – Overpriced Peer-to-Peer
Vexl.it – Peer-to-Peer with shared contact option
Kraken.com – KYC ACH, Cheap fees, 7-day wait to withdraw. (has Monero)
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